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I am a 48 yo female with dense*. I have been told from my very first mammogram that I need to have a diagnostic mammogram..the baseline one is not sufficient. Yet, every single year, I have to go through the time and expense of having the baseline before I can be approved for a diagnostic mammogram. Isn't this silly and doesn't it cost us all alot of money?

I heard about this site on the radio and wanted to vent a few of my frustrations. First, it seems that by the time I meet my deductible then it's time to start over again. And why is it that pap smears & mammograms are considered routine care for someone that has a massive family history for cancers that these screenings help to detect? To me that is as ridiculous as the insurance company's views on helping to pay for birth control pills in the past. You got no financial help to prevent unwanted pregnancies (birth control pills) but yet the insurance company would pay for an abortion. ABSURD!!! Too many times my health care charges are not allowed leaving me to pay the entire bill or most of it out of my pocket. I basically think that paying for insurance is a BIG rip off but I can't afford not to be covered through my employer since you never know if something will land you in the hospital. Luckily the only time I've been in the hospital has been to deliver my 3 children and I'm now 51 yrs of age. I would just like to feel that I get a fair deal from the money that insurance costs me but unfortunately that is not the way that I feel.

We have not had to visit the emergency room

I have been covered by BCBS for at least 17 years now. I am tired of my coverage going up each year because of other members costs. I don't remember the last time BCBS actually forked out any money for one of my claims. Shouldn't we get some kind of good driver discount? lol

The health care industry MUST find a way to eliminate claims by those who use the emergency room in leiu of paying health care premiums.

I HAVE NEVER USED THE EMERGENCY ROOM!

I've been to the Emergency Room ONCE in 59 years!

I was sent to the ER directly from my doctor's office due to suspected appendicitis. I got billed the $200 "just because it's the ER" fee. This punishes people who really need the ER. Stop gouging honest patients with real, life-threatening illnesses and injuries. I've avoided going to the ER (once for a miscarriage and another for a large gash that required stitches) because I couldn't afford the fee. Ended up needed more expensive medical care later as a result.

The ER overcharges to cover uninsured patients. Stop punishing us!

I have never used the emergency room, for one I dread the long waits; two, I prefer to see one of my doctors and have waited through some tough times to do so. Three-the cost involved are crazy. In the hospital that all my Doctors use, the ER doctors are non-participants in BCBS! Shouldn't all ER doctors be participating plan doctors? If something happens to me, and I am unable to communicate with emergency personnel, I have no doubt that I will end up at the hospital that is 5 minutes away and the Dr.s are not in the plan versus other options. In my city, there are no overnight urgent care centers, so people who may have a questionable medical need cannot go anywhere but the ER. It would probably serve many communities to consider these options, as people use urgent care on weekends and holidays rather than the ER.