Should your employer have any say in your health decisions?
YOUR health is YOUR responsibilty, and should therefore be based on YOUR decisions. However, they should be able adjust your employment status with them if they can show that your health decisions are having a negative impact on their business.
Either a procedure is covered by your insurance or it is not - it shouldn't be up to your employer to decide what treatment you can receive.
I do not agree, Your health decisions should be your own. I am curious though as to how many people will agree with this particular question. Most people I know wouldn't.....
The only people who should have a say in my health decisions are me, my doctor, and my loved ones. Unfortunately these decisions are now also up to my employer and an insurance company.
My employer pays 80% of my health insurance. My attitude towards my lifestyle can have an effect on its bottom line and the rate that my fellow employees pay. So yes my company should be able to influence my health decisions.
As long as the State (federal and state) forces employers to provide subsidies to other businesses (that is, insurance companies) by mandating participation in contracting with those companies, then the employer, as much as the unelected government regulators assume they do, ought to have some power over the decisions employees make, since those choices impact the employer. Don't like that? Get the government out!
My employer can encourage and support any king of good health care decision including smoking cessation and weight loss programs. BUT I was hired to do a job because of my skill set and abilities and not on my weight or good or bad health habits. All are mindful of the cost for employers to cover health benefits, but you can't fix a problem by punishing only a select few with bad habits.
We have congress and legislaters doing all the dirty work. They don't care about the few that are employed. Nor do they care how much it costs. They get FREE health care and I believe it is for life. I work for a company that helps people LIVE. I have to pay outlandish fees to underinsure myself and spouse. I caN'T AFFORD THE FOUR HUNDRED DOLLAR plus payment every month. Not only that but while I do smoke, that is MY right and I shouldn't be charged an extra 40 dollars per month. I think it is very unfair. Not to mention the copays that go with the insurance premiums. I work hard and have to give 1/2 back for insurance??? not quite how I picture the American Dream. I feel lucky I do have a job as many don't, but at the same time i feel completely taken advantage of. I realize the medical costs are high, maybe people would pay their bills if they stop raising the rates for 2 aspirin at the doxctors office. 25-50 bucks? C'mom people I'll bring my own next time and have them store it for me. Then they can't charge me right? Probrably not.. But my boss gets my time and dedication, doesnt need to make my medical decisions for me. Might as well give them power of attorney in case I die then they can take what's left.
My Medical premiums are as much as a mortgage! They keep increasing every year. I am sure there will be a time when no one can afford to keep health insurance! It should be affordable because it could be devastating for a family and the health system when no one has insurance!
I think everybody should have a medical plan like Medicare Advantage and have it administered private insurance like Blue Medicare. This would cover all people. It could be paid for by employers (replacing current plans), Individual payments (premiums based on income) or plans subsidized with medicare insurance premiums and federal taxes.
Neither an employer or BCBS knows my medical conditions and what needs to be done. My doctor and myself is the only ones that know that. I pay out of the wazoo for insurance and still have to pay out other than my copay. This is ridiculous!! My doctor does not ask for tests just to be asking. I do not go to the doctor more than necessary. 90% of the time I go is just for a yearly physical.
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