I believe that our primary physicians need to take responsibility for treating/diagnosing some of their patients rather than sending them out to specialists. Serious diagnoisis such as cancer, heart disease, etc. should probably be handled by a specialist. However, the majority of complaints i.e., depression, headaches, etc. should be treated by the primary physicians. It seems to me that this will help reduce the cost of health care.

I think it's a personal responsibility to maintain a healthy lifestyle. It's not the responsibiliy of employers.