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Should co-pays be more expensive for serious medical treatments/emergencies?

Click an answer to vote Votes: 32

  • A

    Yes, since the overall costs will likely be higher

    Jim T.

    Jim T. Jim T.

    M L.

    M L. M L.

    annette h.

    annette h. annette h.

    Melissa H.

    Melissa H. Melissa H.

    james h.

    james h. james h.

  • B

    No, since no one can control an emergency

    Thomas T.

    Thomas T. Thomas T.

    No one has any control over what might happen to them. Do not add... more

    John S.

    John S. John S.

    Everyone that has health insurance, that is. more

    Donna P.

    Donna P. Donna P.

    Alot of time in the begininning you may not know how serious a condiotion... more

    Sandy A.

    Sandy A. Sandy A.

    I don't think co-pays should vary by seriousness of medical condition. That does not... more

    Alison M.

    Alison M. Alison M.

    You can't help when something happens to you unexpectedly… most of the time, at... more

    kathy k.

    kathy k. kathy k.

    Keep it the same across the board! more

    Heidi L.

    Heidi L. Heidi L.

    Absolutely not, that's adding insult to injury and it's mainly why we need "insurance".... more

    Chris N.

    Chris N. Chris N.

    Jolene C.

    Jolene C. Jolene C.

    Heather K.

    Heather K. Heather K.

    Susan B.

    Susan B. Susan B.

    Helen C.

    Helen C. Helen C.

  • C

    It would depend on how high the sliding scale went

    Jody E.

    Jody E. Jody E.

    I think it should depend on if it is a true emergency. Too many... more

  • D

    That seems more fair to the group as a whole

  • E

    Here’s what I think! See comment below.

    Margaret A.

    Margaret A. Margaret A.

    I volunteered at an emergency room for many years (a long time ago). I... more

    Elizabeth F.

    Elizabeth F. Elizabeth F.

    No - that's what coinsurance is for. more

    allison l.

    allison l. allison l.

    do it like northern states hmo plans, 100 er copay, 200 each inpatient visit... more

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Thomas T.

Thomas T. commented on June 11, 2012

Community Member

No one has any control over what might happen to them. Do not add insult to injury.

Ruth L.

Ruth L. commented on June 11, 2012

Community Member

I PERSONALLY THINK BLUE CROSS AND BLUE SHIELD IS OVERRATED.

Jennifer Arnold

Jennifer Arnold commented on June 14, 2012

Social Media Marketing Manager

Ruth, we welcome your comments and feedback. Please fill out this contact form, so that we can put you in touch with a BCBSNC representative who will address your concern. http://connect.bcbsnc.com/blue-asks-you/contact/

John S.

John S. commented on June 11, 2012

Community Member

Everyone needs health care, regardless of the situation.

John S.

John S. commented on June 11, 2012

Community Member

Everyone that has health insurance, that is.

Margaret A.

Margaret A. commented on June 11, 2012

Community Member

I volunteered at an emergency room for many years (a long time ago). I saw a lot of people who came into the emergency room for things that were *clearly* not emergencies. I think the copay should be high enough to discourage people without true emergencies from coming in. In many instances, an urgent care is sufficent, so make an Urgent Care copay more attractive than the ER.

Elizabeth F.

Elizabeth F. commented on June 11, 2012

Community Member

No - that's what coinsurance is for.

Jody E.

Jody E. commented on June 11, 2012

Community Member

I think it should depend on if it is a true emergency. Too many people use the ER for basis illness that could be treated at the dr.'s office.

allison l.

allison l. commented on June 12, 2012

Community Member

do it like northern states hmo plans, 100 er copay, 200 each inpatient visit copay regardless of length of stay---GO BACK TO ALL COPAY PLANS *****GET RID OF DEDECTIBLES AND COINSURANCE %

Donna P.

Donna P. commented on June 12, 2012

Community Member

Alot of time in the begininning you may not know how serious a condiotion is. This may alson keep some people from seeking treatment.

Sandy A.

Sandy A. commented on June 12, 2012

Community Member

I don't think co-pays should vary by seriousness of medical condition. That does not seem fair.

Alison M.

Alison M. commented on June 12, 2012

Community Member

You can't help when something happens to you unexpectedly… most of the time, at least.

kathy k.

kathy k. commented on June 13, 2012

Community Member

Keep it the same across the board!

Heidi L.

Heidi L. commented on August 20, 2012

Community Member

Absolutely not, that's adding insult to injury and it's mainly why we need "insurance".