Recently, we had used the BCBSBC cost estimator tool to get estimated cost. When we got the medical bills, the given estimated cost was 1/3 of actual cost. Lot of cost components part of treatment are not included in it. I think there needs to be more transparency for consumers to have accurate information.
After discussing and talking to a CSR why so much difference, it was told me that it's an average cost. Isn't it is misleading ?
Our Provider facility, did wrong diagnosis on our treament plan that is another reason for cost. Why we had to end up paying the huge bills ?
Espically being on HSA plan at end of year since it could make a huge difference 10% versus 100% of the bill ? Also, it does cost BCBSNC atleast 25% higher cost even I had to pay 10%.
What could be done on the above cost issus when consumer like us are just end up paying bills with no control over cost/bills ?